Bangkok · Thailand
Reading Your Financial Position
Clearly, at 40 and Beyond
Ratana Group runs facilitator-led programmes that help adults in their 40s, 50s, and 60s understand the financial documents and decisions that matter most in this chapter of life.
Reserve a PlaceOur Programmes
Three Areas We Work Through Together
Each programme is designed around reading and discussion, not sales. The facilitator brings documents to life; participants leave with a clearer picture of their own situation.
Provident Fund Literacy
A three-session reading programme covering fund factsheets, asset-class allocations, historic return patterns, and the considerations of adjusting your allocation as your career approaches its later years.
- Fund factsheet interpretation
- Allocation review with personal context
- No specific fund recommendations
฿5,750 per participant
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Estate Documents & Family Conversations
A one-day workshop walking through wills, beneficiary nominations, healthcare proxies, and the particular considerations of households with mixed nationalities or property across borders.
- Thai estate document review
- Cross-border property considerations
- Printed booklet of templates included
฿8,900 per participant
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A Considered Approach to Property Income
A two-session programme examining the realities of owning rental property in Thailand at 40+, including landlord responsibilities, vacancy, tax structure, and the honest financial picture — including when stepping back makes sense.
- Thai rental tax structure
- Direct vs agent management comparison
- Reference packet provided
฿11,400 per participant
Enquire About This ProgrammeWhy Ratana Group
What Sets Our Approach Apart
Facilitator-Led, Not Lecture-Based
Sessions move at the pace of the room. Questions are welcomed; digression into your own situation is the point.
No Products, No Commissions
Ratana Group does not sell financial products. There is nothing to buy at the end of any session.
Small Group Sizes
Programmes are capped so that each participant can bring their own documents and receive attention on their specific questions.
Relevant to Life in Thailand
Content addresses the Thai regulatory environment, tax structure, and the realities of mixed-nationality households.
Plain English Throughout
Financial documents contain jargon by necessity. Sessions translate that jargon into language anyone can work with.
Materials You Keep
Every programme includes printed reference materials — summaries, templates, or reading guides — to refer back to later.
Is This the Right Moment to Take Stock?
Many adults arrive in their mid-40s with provident fund statements they have never properly read, estate documents that remain unsigned, or rental properties whose returns they have never fully calculated. These programmes are for that moment.
Common Questions
What People Usually Ask First
Do I need any financial background to attend?
No. The programmes are designed for adults who are not financial professionals. The facilitator explains concepts from first principles, using the documents participants bring from their own funds or properties.
Will the facilitator advise me on what to do with my money?
The facilitator will help you understand what your documents say and what the options in front of you actually mean — but will not tell you what to choose. Ratana Group does not hold a financial advisory licence and does not offer investment recommendations.
Are the programmes conducted in English only?
Current programmes are delivered in English. Thai-language documents are welcome and will be translated during sessions as needed. Contact us if you have a group that would prefer a Thai-language delivery.
How many people attend each session?
Groups are kept to between six and twelve participants. This allows the facilitator to spend time on individual questions and for participants to share their own experiences if they choose.
What should I bring to a session?
For the Provident Fund programme, bring your most recent fund statement. For the Estate Documents workshop, bring any draft or completed estate documents you already have, or simply come with questions. For the Property Income programme, bring any tenancy agreements or purchase documents if relevant.
How do I register, and is there a deadline?
Submit an enquiry through the contact form below or call us directly. Places are allocated on a first-come basis and sessions close once the group is full. We recommend reaching out at least two weeks before your preferred date.
Can my employer fund my attendance?
Many HR departments support financial literacy for employees approaching retirement age. We can provide a formal invoice and, where requested, a brief description of the programme for your employer's records. Contact us for details.
Our Location
Find Us in Sathon
521 Sathon Tai Road, Sathon, Bangkok 10120. Sessions are held at our Sathon venue, conveniently accessible from the BTS and MRT networks.
Get in Touch
Send an Enquiry
Contact Details
Phone
+66 86 374 1928Address
521 Sathon Tai RoadSathon, Bangkok 10120
Thailand
Office Hours
Monday – Friday: 9:00 – 17:30Saturday: 9:00 – 13:00
Sunday & Public Holidays: Closed
Enquiries are typically answered within one working day. For urgent matters, please call directly.